Uninsured homeowners in The Gap can now access immediate financial support to repair structural damage and replace destroyed appliances through a new government hardship scheme targeting Brisbane’s hardest-hit communities.
Following the severe hailstorms in November, the state and federal governments activated these emergency funds to help residents who might otherwise fall through the cracks. The support is specifically designed for people with limited income and no insurance coverage.
It aims to make homes safe and habitable again after the violent weather left a trail of destruction across the south-east. Authorities recognised that many families are still struggling to switch their lights back on or fix holes in their roofs weeks after the event.
Cash Grants for Essential Repairs
Three specific types of grants are now available to take the pressure off local families. The largest is the Structural Assistance Grant, which offers up to $80,000 to help owner-occupiers fix damage to their dwellings. This money is meant to ensure houses are structurally sound and safe to live in. For those who lost whitegoods or furniture, the Essential Household Contents Grant provides up to $1,765 for individuals and over $5,000 for couples or families to replace those necessary items.
There is also help available for getting utilities running again. The Essential Services Safety and Reconnection Scheme offers grants of up to $5,000. This is targeted at homeowners who need to inspect or repair electrical, gas, water, or sewerage systems that were damaged during the storms. These funds ensure that essential services can be reconnected safely without placing a heavy financial burden on the resident.
Wider Support for Brisbane Suburbs
While The Gap is a key area of focus, the assistance extends to fourteen other suburbs where the hail caused significant issues. Residents in Ashgrove, Bardon, Boondall, Ferny Grove, Gumdale, Keperra, Lota, Manly, Manly West, Mount Crosby, Ransome, Wakerley, Wynnum, and Wynnum West are also included in this activation. The grants are jointly funded by the Commonwealth and Queensland governments under the Disaster Recovery Funding Arrangements.
Federal Minister for Emergency Management Kristy McBain noted that severe weather events are becoming more frequent and intense. She indicated that the government is committed to matching that intensity with their recovery response. The goal is to ensure communities in south-east Queensland get the necessary help to bounce back from the recent battering.
How to Access Help
Officials emphasised that these financial measures are about caring for those most exposed to the impacts of severe weather. She stated that the grants would help secure safe homes for Queenslanders who desperately need a hand. The government intends to work with all levels of administration to meet local recovery needs during these tough times.
Residents who believe they meet the income and eligibility criteria can apply online through the Queensland government’s disaster website. For those who prefer to speak to someone directly, the Community Recovery Hotline is open 24 hours a day to answer questions and guide locals through the application process.
Published Date 23-December-2025
